Insurance Blog
Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
5 Spring Home Maintenance Tips
Posted: April 1, 2022
5 Spring Home Maintenance TipsWhen spring arrives, it is time to get ready for the warmer months. These five spring maintenance tips can help you maintain and protect your home. Roof Inspection Your roof has been subjected to harsh winter weather and should be inspected yearly. You can inspect the roof yourself, but it is not recommended. It is advised that you contact a professional roofing company to inspect...
The Importance of Umbrella Insurance
Posted: March 25, 2022
Umbrella insurance is one of the most important—and affordable—types of coverage you can buy. Do you own a dog? How about a trampoline? Do you have a long commute? If you answered yes to any of those questions, you have a greater than average chance of being sued. You’re also vulnerable if you have teen drivers at home, own more than one home, employ domestic...
Commercial Umbrella Insurance 101
Posted: March 19, 2022
Commercial Umbrella Insurance 101Business owners put general liability insurance in place to protect against the excessive financial costs of defending claims and lawsuits. Umbrella insurance is designed to provide coverage above the limits of business liability insurance policies. This insurance takes over when your liability insurance limits have been reached. Businesses, no matter how carefully they manage their operations, can be named in several types of lawsuits. A...
Motorcycle & Boat Coverage During Winter: Laid Up vs. Canceling
Posted: March 16, 2022
Motorcycle & Boat Coverage During Winter: Laid Up vs. CancelingUnless you live in one of our warmer states, you will need to winterize and store your boat or motorcycle during the winter months. You have several options, including canceling your insurance, reducing the coverage, or increasing the deductible. What is Lay-Up Insurance? “Lay Up Insurance” is offered by insurance companies serving the northern states, where riding a motorcycle or boating over the winter is...
Do I Need to Tell My Insurance Company if My Dog Bites Someone?
Posted: March 9, 2022
Dog bites are more common than you might realize—4.5 million occur every year in the U.S., according to the Centers for Disease Control and Prevention. And most victims are young children. You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize—4.5 million occur every year in the U.S., according...
