vast possibilities.
trusted solutions.
vast possibilities.
A History of Excellence
Founded in Oak Park, Illinois in 1957, Forest Insurance is a second-generation, family-owned independent insurance agency. For more than 60 years, residents of Oak Park, River Forest, Forest Park and greater Chicago have turned to Forest Insurance for quality insurance coverage, trusted guidance, and personalized service they know they can count on. From home and auto, to business and commercial, we provide superior insurance products that deliver better value, better outcomes, and greater peace of mind. Read More
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Forest Facts
The Benefits of an Independent Insurance Agent
Posted: September 27, 2021
An independent insurance agent offers consumers numerous choices—translating to better coverage, and better value—with policies tailored to each client’s unique needs. What’s the difference between a direct/captive agent and an independent agent? A direct/captive agent works for the insurance company, while an independent insurance agent (also known as an insurance broker) works for the customer. An independent agent works with many different insurance companies and...
Homeowners Insurance Q&A
Posted: August 23, 2021
Questions about homeowners insurance? You’re not alone. Below are answers to some of the most common questions we’re asked about homeowners insurance. What’s NOT covered by my homeowners policy? Typically, coverage does not apply to damage caused by flood, surface water, water that backs up through sewers or drains, earth movement. Personal liability and medical payments do not apply to the operation, ownership, or use...
Why Are My Premiums Increasing?
Posted: August 2, 2021
Even if you aren't moving or remodeling, the increased cost of building materials will affect your home insurance coverage in multiple ways. How Pandemic-Triggered Home Inflation Costs Are Impacting Premiums The real estate market is HOT! And prices for new and existing homes are at record highs. With everyone moving, upgrading, and remodeling, home insurance is more top-of-mind—and more important—than ever. But despite Covid protocols...