Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Flood, Water Backup, & Seepage Coverage

Posted: April 18, 2022

Knowing which water perils are (and aren't) covered can help ensure you don't get soaked come claim time. When it comes to insurance, not all water damage is the same. Let’s look at how perils such as flood, water backup, and seepage differ: Flood Flooding—water damage that occurs from water breaching an egress threshold of your home (for example, a window or doorway)—is defined by...

Home Renovations That Can Affect Your Insurance

Posted: April 16, 2022

Renovating your home can enhance your living environment and increase the value of your property. Home renovations can be chaotic at first, with debris from demolitions piling up. While looking forward to an improved home environment, you need to be aware of some types of home renovations that could affect your insurance coverage. Pools A pool can significantly enhance the value of your home and...

5 Types of Cyber Criminals & How to Avoid Them

Posted: April 4, 2022

Cybercrimes are on the rise in the USA, and business owners need to be alert to the most common ways these criminals operate. The losses incurred by a business after a cyber attack can be staggering, particularly when the personal information of clients has been stolen. There are five general types of cybercriminals, and several techniques to help companies avoid the risk of a data...

5 Spring Home Maintenance Tips

Posted: April 1, 2022

When spring arrives, it is time to get ready for the warmer months. These five spring maintenance tips can help you maintain and protect your home. Roof Inspection Your roof has been subjected to harsh winter weather and should be inspected yearly. You can inspect the roof yourself, but it is not recommended. It is advised that you contact a professional roofing company to inspect...

The Importance of Umbrella Insurance

Posted: March 25, 2022

Umbrella insurance is one of the most important—and affordable—types of coverage you can buy. Do you own a dog? How about a trampoline? Do you have a long commute? If you answered yes to any of those questions, you have a greater than average chance of being sued. You’re also vulnerable if you have teen drivers at home, own more than one home, employ domestic...