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Private Client Insurance

Taking care of the valuables important to you with private client insurance

With the amount you have invested in your upscale home, vehicles, business and other assets, don’t you think you need the highest quality coverage to protect you and your family? Standard auto and home policies will provide only a small portion of the coverage that you need. Even the typical umbrella liability policy is not enough to protect your assets. Forest Insurance’s private client insurance—also known as high net worth coverage—can make sure that your family’s generational assets have the financial backing they need with the most comprehensive insurance available.

Forest Insurance is a family owned and operated business with more than 60 years of experience insuring all aspects of the high net worth individual. As independent agents, we have access to all the A-rated insurance companies that have policies designed to protect your family’s significant assets. We work with Chubb, Ace Private Risk, AIG and Nationwide Private Client, just to name a few. Our team is skilled in assessing and managing the risk of the private client, and in recommending the appropriate coverage to limit exposure in case of a loss or lawsuit.

Extraordinary coverage for your extraordinary assets

Forest Insurance believes in trust, integrity, and choice when it comes to your insurance. We take a personalized approach with our private clients. You will have a dedicated insurance advisor who will work with you to determine what your coverage needs are. Your advisor will complete a comprehensive insurance review and work with you to develop solutions suited to your individual needs, ensuring you obtain (and pay for) only the benefits you need.

Forest Insurance is able to offer the most comprehensive levels of coverage for your assets. Some of the unique features that we can offer:

    • Most comprehensive coverage for home, contents and liability
    • Unlimited home replacement costs
    • New vehicle and agreed value replacement
    • Original Equipment Manufactured (OEM) parts
    • Unscheduled jewelry and furs
    • Multiple homes on a single policy
    • Single annual policy and bill for multiple policies
    • Worldwide auto liability
    • Kidnap and ransom
    • Fragile item (i.e., fine art, crystal, china, etc.) breakage/fracture
    • Umbrella limits to $100,000,000
    • Reputation damage
    • Diminishing deductibles
    • One deductible for multiple home and auto insurance claims
    • Employment Practices Liability Insurance (EPLI)
    • Uninsured liability
    • And more…

Do you employ caregivers, nannies, gardeners, housekeepers or other staff in your home?

With you every step of the way

A seven-time Chicago Magazine Five Star Award winner, Forest Insurance is a trusted community resource for insurance knowledge and consulting, particularly among the affluent and high net worth group. You can trust our team to recommend appropriate insurance solutions for your unique needs, so that you will not find yourself under-insured, or over-paying for products and services you might not need. Let us help manage your risk by contacting us today.

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