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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

The Ins and Outs of Business Contents Insurance

Your business contents are items belonging to your business that are not permanently attached to the building. They may include small items, such as laptops and mobile phones, or furniture, office equipment, raw materials, or large machinery. No matter the size or nature of your enterprise, the loss of some or all of these essential items could significantly disrupt your operations.  Business contents insurance is...

A Parent’s Guide to Teen Driver Safety

Learning to drive and getting a license is an important step in the process of becoming an adult. But that does not make it any less stressful for the teen’s parents! It is nearly impossible not to worry when you are aware of teen driving accident statistics and know how susceptible that age group can be to driver distraction. If you are a parent of...

Fall Safety and Security Tips to Implement in Your Business

Every season of the year poses safety and security challenges. In the fall, the days grow shorter and the nights grow longer, providing greater opportunity for thieves and vandals. Falling leaves can make walkways slippery, increasing accident risks. The following tips can help you reduce the risks for your business during the autumn months.  Install Proper Lighting We have fewer hours of daylight in the...

Is Lost or Stolen Jewelry Covered by Homeowners Insurance?

Personal jewelry items can be extremely valuable. For example, the average cost of an engagement ring in the U.S. is $7,829, as reported by Brides.com. A strand of South Sea pearls can be worth more than $100,000, as stated by The Pearl Source. If jewelry is lost or damaged because of a covered peril, such as theft, it is covered by homeowners insurance, up to...

Homeowners Insurance Q&A

Questions about homeowners insurance? You’re not alone. Below are answers to some of the most common questions we’re asked about homeowners insurance. What’s NOT covered by my homeowners policy?     Typically, coverage does not apply to damage caused by flood, surface water, water that backs up through sewers or drains, earth movement. Personal liability and medical payments do not apply to the operation, ownership, or use...

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