Category: Car Insurance
Homeowners Insurance Q&A
Posted: August 23, 2021
Questions about homeowners insurance? You’re not alone. Below are answers to some of the most common questions we’re asked about homeowners insurance. What’s NOT covered by my homeowners policy? Typically, coverage does not apply to damage caused by flood, surface water, water that backs up through sewers or drains, earth movement. Personal liability and medical payments do not apply to the operation, ownership, or use...
The Five Types of Insurance Every College Student Needs
Posted: July 16, 2021
The Five Types of Insurance Every College Student NeedsParents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises. One neglected area to add to the college "to-do"...
Understanding Rental Car Insurance
Posted: July 7, 2021
Confused about rental car insurance? You're not alone. If you’re confused about whether to buy rental car insurance, you’re far from alone. Most travelers have the vague notion that they don’t really need to buy rental car insurance but, with just enough uncertainty, some purchase it just to be safe. So, Do You Need Rental Car Insurance or Not? Truth be told, there isn’t a...
Before Your Last Summer Road Trip, Check Your Car Insurance
Posted: July 1, 2021
Before Your Last Summer Road Trip, Check Your Car InsuranceIf you are planning a last summer road trip, your insurance matters more than ever. An auto accident is most likely to occur in the summer months, with August and September topping the list, as reported by the NHTSA (National Highway Traffic Safety Administration). The streets, roads, and highways are busy, with drivers operating large RVs who may be unfamiliar with the area or be...
The Truth About Teen Drivers and Insurance
Posted: May 13, 2021
Illinois teens who took Driver’s Ed last fall will be eligible for their driver’s licenses this spring. Illinois teens who took Driver’s Ed last fall will be eligible for their driver’s licenses this spring. Let’s take a look at what goes into teen car insurance rates. Do teenage drivers increase premiums? In most cases, yes. After all, you’re extending your coverage to another driver—and not...
