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Forest Facts

The Lower Premium Trap

Many insurers try to lure you with quick quotes and lower premiums, hoping you won’t notice suddenly missing or reduced coverages. Let’s face it, saving money is on everyone’s mind these days. But when it comes to insurance, well… you get what you pay for. Unfortunately, though, insurance can be confusing, and consumers may not fully understand exactly what they’re paying for. Believe it or...

The Risky Business of Trampolines

Misrepresenting your property to an insurance carrier—for example, telling your insurer you don’t have a trampoline when you actually do—is grounds for claim denial and policy cancellation in some states. You know your kids would love a trampoline, but something tells you that your homeowners insurance company may not. And, you could be right. According to the Journal of Pediatric Orthopedics, more than one million...

Smart Solutions to Avoid Getting Soaked

Home Water Damage on the Rise With home water damage (quite literally) on the rise, the potential for fire is no longer the biggest risk facing average homeowners. It’s a water claim. Driving the increases are a number of factors, including aging homes, pipes and valves, and luxury amenities such as second-floor laundry rooms. Aging Homes Not surprisingly, older homes are at greater risk of...

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