Driving Safely in Heavy Traffic
Posted: May 16, 2021
Navigating your vehicle in heavy traffic is stressful – and dangerous. To avoid a collision, follow these simple tips for safer driving in heavy traffic. Relax. You will eventually reach your destination, and being a few minutes late is better than being involved in a collision! Drive Defensively. Other drivers may drive aggressively, weaving in and out of traffic to try to save a few...
The Truth About Teen Drivers and Insurance
Posted: May 13, 2021
Illinois teens who took Driver’s Ed last fall will be eligible for their driver’s licenses this spring. Illinois teens who took Driver’s Ed last fall will be eligible for their driver’s licenses this spring. Let’s take a look at what goes into teen car insurance rates. Do teenage drivers increase premiums? In most cases, yes. After all, you’re extending your coverage to another driver—and not...
Tips for Maintaining Your Roof
Posted: May 1, 2021
You want to ensure the roof on your home lasts as long as possible. Performing basic maintenance can prolong the life of your roof and help you avoid the cost of a new roof for much longer. Replace Roof Shingles If your roof has missing or damaged shingles, they should be replaced rapidly. Rain, snow, wind, or even very dry, hot weather can cause damage....
Water Backup Coverage
Posted: April 23, 2021
Spring showers are coming. Do you have a backup plan? Water damage—resulting from backed up drains or failed pumps—is one of the most common homeowners insurance claims, ranking as the third most costly claim behind fire and liability lawsuits, according to the Insurance Information Institute. What is water backup coverage? A water backup and sump pump overflow endorsement on your homeowners or renters insurance provides...
Beginner’s Guide to Personal Umbrella Insurance
Posted: April 16, 2021
Personal umbrella insurance serves an essential purpose, as it provides liability protection above and beyond the policy limits on your vehicle, home, or boat. Every insurance policy has limits, and personal umbrella insurance kicks in once you have exceeded those limits, expanding your protection if a claim or lawsuit is filed against you. Should I Have Personal Umbrella Insurance? One of the vital protections provided...
